Licensed in 50 STATES and ready to serve you!

Risk Management Advisors
with Insurance Solutions

For 35 years, POWERS® Insurance & Risk Management has supported families and businesses, driven by a purpose to challenge the status quo in how protection and risk are managed. As a family-owned agency, we deliver unmatched service, personalized guidance, and quality coverage to fit your specific needs.

Building deep community relationships and supporting the growth of businesses has been a driving force behind our commitment to excellence since 1991.

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Our goal is to achieve long-term relationships focused on bringing value to your risk management and insurance programs.

We will deliver to you the highest quality property and casualty insurance programs and strategic planning consultation services in a manner that is most suitable to achieving your business goals.

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.

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Comprehensive Risk Management Assessment

Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your property and casualty insurance programs, while conversations with employees, managers and vendors will uncover areas that need additional attention. POWERS Insurance & Risk Management will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses and promote workplace safety.

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Why choose us? We believe in old-fashioned customer
service along with a few other core beliefs.

  • Efficiency

    Your time is valuable, so we work quick to deliver results.

  • Clarity

    Insurance can be confusing, we'll make it easy to understand.

  • Honesty

    When other agencies will reduce coverage to win on price, we won’t.

Our friendly & knowledgable team is our greatest competitive advantage.

What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At POWERS Insurance, we go above and beyond to ensure your experience with us is one you won't forget.

Robert Casey Kristine Gio (team)
Kristine and Anna (1)

Are you an existing agency client in need of policy support?

Depending on what type of request you have, it may be fulfilled by our in-house team of Commercial and Personal Lines Account Managers or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.

Industry News and Helpful Information

At POWERS Insurance we are Advisors who believe it's important to continuously grow

our knowledge and expertise to deliver the most up-to-date information.

Equipment Theft, construction, powers insurance, theft, jobsite, equipment

Construction Equipment Theft: How to Make Your Rental Yard or Jobsite a Harder Target

You don’t have to look far in the construction and equipment dealer industry to see another headline about equipment theft or a contractor posting online about a stolen skid steer, a missing excavator, or a rental gone wrong. Rental fraud is a critical issue for the construction, manufacturing, and agriculture industries across the country.  The […]
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THC Coverage, POWERS Insurance & Risk Management, General Liability, CBD

Serving THC or CBD? Why Your Business May Be Uncovered

How cannabis products could create a million-dollar blind spot in your insurance coverage. Running a restaurant or bar is already expensive. The last thing you need is a claim that your insurance won’t cover. That’s exactly what can happen if you serve THC-infused drinks or food. Do you think a general liability or a liquor […]
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Captive Insurance, Group Captive, single-parent captive, ownership, control, risk, insurance program, profit

Benefits of Captive Insurance for Safety-Focused Businesses

Why Fortune 500s and safety-focused businesses use captive insurance for smarter, more predictable coverage. As a business owner, you’ve likely faced the same frustrating cycle year after year. Your insurance renewal arrives, premiums have increased again, and you’re left with little choice but to pay. You’ve spent countless hours on safety training, risk management, and […]
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Construction Smart Equipment Saves Lives (and Money)

Smart technology is revolutionizing construction safety and lowering insurance costs, but it’s not always easy to see how.  Imagine a construction site where accidents are virtually non-existent, where workers are constantly aware of their surroundings, and potential hazards are identified and addressed in real-time.  Ensuring safety on construction sites is of incredible importance as it […]
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Do You Need an HNOA Endorsement for Your Commercial Auto Policy?

Insuring company vehicles is a vital part of a comprehensive insurance policy for any business. But what happens when a company doesn’t own its cars and has its employees use personal or rented vehicles? In this common scenario, a Hired and Non-Owned Auto endorsement, also known as an HNOA can be an important addition to […]
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