Keith Goode

CLCS

With expertise in:

Hospitality

How Can I Help You Today?

Name*
First Last
What's your mobile phone #?*

Risk Management Guidance with Insurance Solutions

High expertise in the following areas

Hospitality

Liquor Liability Coverage

Cannabis from seed-to-sale

In all legalized States

Construction

Ask About Our New Inland Marine Product!

Manufacturing

Product Liability Coverage

EPL Coverage

Employee Professional Liability Coverage

D&O Coverage

Directors & Officers Coverage

Keith's Bio

"An ounce of prevention is worth a pound of cure."

- Ben Franklin

"Keith went above and beyond to meet my needs and expectations. His hospitality and customer service were way beyond my expectations and he made the entire process very smooth and easy to understand. I would love to have the opportunity to conduct business with him again in the near future!"

- Christin D.

"Keith Goode with Powers Insurance was able to provide a policy with more features at a reduced rate than we were previously paying. Our small restaurant can use every savings we can get. Keith's personal attention made us feel more confident than the national broker we had been using."

- Thomas M.

Do You Need an HNOA Endorsement for Your Commercial Auto Policy?

By derekbremer | March 27, 2025

Insuring company vehicles is a vital part of a comprehensive insurance policy for any business. But what happens when a company doesn’t own its cars and has its employees use personal or rented vehicles? In this common scenario, a Hired and Non-Owned Auto endorsement, also known as an HNOA can be an important addition to […]

How to Increase Contractor Bonding Capacity

By derekbremer | March 18, 2025

What is Bonding Capacity? Bonding capacity is a measure of how much financial risk a contractor can handle. When you apply for a bond, a surety – the party that guarantees the performance of the principal – analyzes your capacity based on a variety of factors. However, before we get to how to increase contractor […]

How Workplace Safety Technology Helps Control Insurance Costs

By derekbremer | March 3, 2025

Imagine walking through a job site with the ability to prevent an accident before it happened. With today’s technology, it’s not just possible – it’s becoming the new standard. Workplace safety technology helps control insurance costs but, more importantly, it can save lives. Let’s dig into the workplace safety technologies available today, and how they […]

What the Heck are Dram Shop Laws: Why Your Hospitality Business Needs Liquor Liability Insurance

By derekbremer | February 25, 2025

Businesses that sell liquor are regulated under Dram Shop laws and protected with Liquor Liability Insurance. Liquor Liability Insurance is fairly self-explanatory and can help businesses with some of the costs they face when someone sues them under Dram Shop law. But what in the heck is a Dram Shop? The word “dram” originally meant […]

Alternative Risk Solutions: Captives and Other Solutions

By JD Powers | August 22, 2024

Managing risk is crucial for contractors of any size. But big projects come with big risks. For large contractors and developers, the scale of projects means greater exposures and higher insurance costs.Many large companies turn to alternative risk solutions to control costs. These programs can have major benefits. However, they require expertise and a strong […]

Subcontractor Prequalification: Insurance, Surety Bonds, Safety and More

By caseyparisoff | August 22, 2024

In many industries, prequalification is a crucial part of vendor and subcontractor selection. This process helps companies reduce risk by identifying skilled, reliable partners. In construction, subcontractor prequalification is routine during a project’s preconstruction phase. However, standardizing this process benefits many industries, from cannabis to manufacturing. Why is a prequalification process important, and what information […]

Overcoming the Skilled Labor Shortage: 4 Strategies for Recruitment, Retention, and Growth

By JD Powers | August 22, 2024

Companies across the US are grappling with the challenge of attracting and retaining qualified employees. More than 70% of organizations report struggling to attract new talent – facing challenges like: The construction industry is a prime example of the labor shortage issue. Job growth is projected to grow at 7% through 2030, which means the […]

Driver Qualification: The Ultimate Checklist for Employers

By Christopher Sullivan | August 14, 2024

Motor vehicle accidents continue to be a leading cause of injury and death in the US. Is your business at risk every time an employee gets behind the wheel? A driver qualification checklist can protect your company, your team, and your bottom line. Here’s everything you need to know. Definition of driver qualification Driver qualification […]

Understanding Your Workers’ Comp E-mod

By JD Powers | August 2, 2024

As a business owner, you’ve probably heard the term “experience modification factor” – or “e-mod” – when discussing your workers’ compensation insurance. You might know that this factor looks at your previous claims to adjust your workers’ comp premium higher or lower. But what exactly goes into your e-mod and how can you keep work […]

Navigating Liquor Liability: Understanding the Risks for Bar Owners

By Christopher Sullivan | March 21, 2024

Whether you’re a seasoned veteran in the hospitality industry or just starting out, understanding the inherent risks associated with serving alcohol is crucial for the success and safety of your establishment. Let’s break down some of the things you should absolutely keep in mind when it comes to liquor liability. We’ll provide deeper insights into […]

Partner with Keith

Any agency can sell you an insurance package. But sustainable business growth isn’t just about insurance. It’s about controlling risk and protecting what you’ve built.

Integrated risk management helps you make better business decisions by incorporating risk-aware practices, processes, and technologies into your operations.

When you partner with POWERS, you get dedicated risk experts on your team. Together, we’ll develop a complete risk management plan based on your unique risks and goals.

Then, we’ll help you put your plan into action and measure your success using our POWER